Monday, June 13, 2011

Top 10 Best Health Insurance Companies in America|US

Top 10 Best Health Insurance Companies in America|US

The concept of Health insurance was first proposed in 1694 by Hugh the Elder Chamberlen. Their goal was to relieve the people from incurring medical expenses. The reason why this idea was introduced is because the medical expenditure that includes medicine expenses, doctor checkup and treatment was very expensive at that time. After this many countries around the world adapted this concept and allowed their citizens to enjoy these services. United States of America was one of the first countries who adapted insurance policies in early 1850 and then made it public in 1866. They first offered the insurance of catastrophic accidents like railroad or steamboat accidents. Then in the min of 20th century they began to cover the almost all the medical expenses with the exception of health care costs. But soon afterwards they began to cover the costs arising from routine, emergency and health care procedures, prescription drugs, hospital and medical expenses. Now coming back to the point I want to share the information about top 10 best health insurance companies in USA with you guys. So following are the top 10 best health insurance company of USA:

1. Aetna:

1

 

Established: 1853
Score: 3 out of 4 stars
Status: One of the largest earning insurance companies in United States of America.
Services Availability: Most of the states in America


2. Harvard Pilgrim Healthcare:

 


Established: 1969
Score: 91.7
Status: Non profit Organization
Services Availability: Serves Maine, Massachusetts


3. Tufts Associated Health Maintenance Organization:

3Established: 1979
Score: 90.8
Status: Non profit Organization
Services Availability: Massachusetts, New Hampshire, Rhode Island


4. ConnectiCare:

4
Established: 1981
Score: 88.9
Status: Non Profit Organization
Services Availability: Connecticut


5. Group Health Cooperative of South Central Wisconsin:

5Established: 1976
Score: 88.3
Status: Non Profit Organization
Services Availability: Wisconsin


6. Exellus BlueCross, Blue Shield, Rochester region:

6Established: 1982
Score: 88.4
Status: Profitable Organization
Services Availability: New York


7. Anthem Blue Cross and Blue Shield Connecticut:

7Established: 1982
Score: 88.2
Status: Profitable Organization
Services Availability: Connecticut


8. Health New England:

8Established: 1985
Score: 88.2
Status: Profitable Organization
Services Availability: Connecticut, Massachusetts


9. CIGNA Health Plan of New Hampshire:

9
Established: 1982
Score: 2 out of 4 stars
Status: Global profitable Organization
Services Availability: Mainly serves New Hampshire and California.


10. United Health Group:

healthEstablished: 1977
Score: 2 out of 4 stars
Status: Major earning insurance company in United States America
Services Availability: Several states of


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